What is Pre-planning?
When you plan in advance, you are making choices now based on your wishes as to how your final arrangements will be carried out. Thus, you can reduce family concerns at the time of your death.
What do I need to do to pre-plan?
For your convenience, you can go to the “Plan on Line” section of our website to see your options and choose your preferences. By making some or all of these decisions now, you give your family peace of mind, and also benefit them financially.
What are the advantages of advanced planning?
There are many advantages when you take care of your final arrangements in advance. The most obvious benefit is financial, but there are a number of emotional benefits, too. When you make arrangements in advance you have a better opportunity to make informed choices. If you decide to prepay, you may guarantee today's prices, and can take advantage of affordable payment plans. We can provide additional professional advice on pre-planning and prepaying.
What is the difference between pre-paying and pre-planning?
When you pre-plan, you do not need to pay for everything in advance—simply join Des Moines Cremation and pay the membership fee to guarantee the lowest costs at the time of death. When your plan is complete, the Des Moines Cremation will keep it on file until it is needed. However, if you pre-pay at the time you make your pre-arrangements, you have the option to lock in today’s prices. We offer several affordable payment options. We’ll be happy to discuss these options with you and help you make a decision that best suits your needs.
Where does the money go that I pre-pay into a plan?
Once we receive payment we will deposit 100% of the funds with Homesteaders Life Company. The funds will not be released until services have been provided.
What if the cost of the services/products I pre-pay is greatly increased at the time of my death?
When you choose to pre-pay for services you have the option to lock in today’s prices. This protects you and your family from future inflation.